Structured Settlements

Texas Structured Settlements

Structured Settlement Planning for Plaintiff Attorneys

Reaching a settlement is an important milestone, but determining how settlement proceeds should be structured can add another layer of complexity for plaintiff attorneys. A structured settlement may provide a claimant with scheduled payments over time rather than receiving the entire recovery as a lump sum. Sage Settlement Consulting works with plaintiff attorneys across Texas and nationwide to evaluate structured settlement options and develop payment strategies that align with each client's circumstances and the overall settlement.

Based in Austin, our settlement professionals work alongside plaintiff attorneys throughout the settlement process. We provide clear explanations, payment projections, and structured settlement options that can help attorneys have informed conversations with their clients before settlement terms are finalized.

Our role is to handle the settlement planning component while attorneys remain focused on legal strategy, negotiations, and advocacy. By involving a settlement consultant early, attorneys have more time to evaluate available options and determine whether a structure may support their client's immediate and long-term financial needs.

Explore Texas structured settlements with our experienced professionals. Complete an online form or call (855) 288-7243 to discuss your options now.

What Structured Settlements Are

A structured settlement is an agreement under which some or all of a settlement is paid over time rather than entirely as a lump sum. Payments are established as part of the settlement arrangement and are typically funded through a structured settlement annuity purchased from a life insurance company.

For plaintiff attorneys, evaluating a structure early can provide another option to present during settlement negotiations. Payment schedules can be designed around anticipated needs, such as ongoing medical expenses, future procedures, lost income, education costs, or other long-term financial obligations.

In qualifying physical injury and wrongful death cases, structured settlements may receive favorable federal tax treatment under applicable tax laws. We do not provide legal or tax advice. Instead, our professionals work with the attorney and other appropriate advisors to develop settlement options that can be evaluated within the broader legal and financial circumstances of the case.

A structured settlement is not a one-size-fits-all solution. We will review the available case informatiworkd works with plaintiff attorneys to model different payment scenarios so the attorney and client can compare potential approaches before making settlement decisions.

How Structured Settlements Work

Structured settlements are generally considered before the settlement is finalized and funded. This makes early involvement important because the payment structure needs to be established as part of the settlement process.

A typical process may include:

  • Case review: We review relevant case information, settlement values, life care plans, wage loss information, and other materials provided by the attorney.
  • Option development: We prepare structured settlement options based on the anticipated settlement amount and the client's projected financial needs.
  • Payment illustrations: We model different payment schedules so the attorney and client can compare monthly income, future lump sums, guaranteed periods, and other available features.
  • Attorney coordination: We work directly with the plaintiff attorney throughout negotiations and settlement discussions.
  • Settlement implementation: Once the structure is selected and the settlement is finalized, we coordinate the applicable implementation details.

Our professionals help take the financial modeling and structured settlement planning off the attorney's plate while keeping the attorney informed throughout the process. If you need structured settlement services for Texas plaintiff attorneys, reach out to us today.

Structured Settlement Options In Texas

Texas plaintiff attorneys can consider several structured settlement approaches depending on the nature of the claim, the client's needs, and the settlement terms.

  • Structured settlement annuities are the traditional funding vehicle for many personal injury and wrongful death settlements. An insurance company issues the annuity and makes payments according to the established schedule.
  • Market-based structured settlements provide an alternative approach that uses an investment portfolio rather than a traditional annuity as the financial vehicle. These arrangements may offer different growth and risk characteristics that should be evaluated carefully.
  • Non-qualified structured settlements may be considered for certain claims that do not qualify for the federal tax exclusion applicable to qualifying physical injury and wrongful death settlements. Different tax rules can apply, so coordination with appropriate tax professionals is important.

Sage Settlement Consulting can also help attorneys evaluate related settlement planning tools, including trust services and attorney fee deferral strategies, when appropriate.

How We Support Texas Plaintiff Attorneys

Plaintiff attorneys must balance negotiations, litigation strategy, client communication, and numerous settlement-related details. Sage Settlement Consulting provides a dedicated settlement planning resource that can help attorneys evaluate financial options without taking over the attorney's role.

Our professionals can:

  • Review settlement information and relevant case materials
  • Prepare structured settlement illustrations
  • Compare different payment scenarios
  • Coordinate with the attorney during mediation and settlement negotiations
  • Help explain financial options in clear, practical terms
  • Coordinate with other professionals when tax, trust, or benefit considerations arise
  • Assist with implementation after the structure is selected

For attorneys handling personal injury, wrongful death, employment, mass tort, and other qualifying matters, early settlement planning can provide more time to evaluate options and present clients with a thoughtful financial strategy.

Get personalized structured settlement services in Texas. Contact us online to explore payment options tailored to your needs.

Frequently Asked Questions

When should a plaintiff attorney involve a structured settlement consultant?

It is generally beneficial to involve a settlement consultant before settlement terms are finalized. Early involvement gives the attorney and client more time to evaluate payment options, compare different structures, and address issues that could affect the settlement strategy.

Can Sage Settlement Consulting work directly with our law firm?

Yes. Sage Settlement Consulting works with plaintiff attorneys as a settlement planning resource. Our professionals can review case information, prepare structured settlement illustrations, and coordinate with the attorney throughout negotiations and implementation.

Does the claimant have to structure the entire settlement?

No. A claimant may choose to structure only a portion of the recovery and receive the remainder as a lump sum, depending on the circumstances and settlement terms. Sage can model different combinations so the attorney and client can evaluate the available options.

What types of cases may involve structured settlements?

Structured settlements are commonly considered in personal injury and wrongful death matters. Depending on the circumstances, structured planning may also be relevant to certain employment, mass tort, and other non-physical injury claims, although different tax rules may apply.

Can Sage Settlement Consulting help with attorney fee deferral?

Yes. Sage Settlement Consulting offers attorney fee deferral strategies for plaintiff attorneys who are interested in exploring ways to defer receipt of qualifying contingency fees. The availability and tax treatment of any strategy should be evaluated with the attorney's appropriate legal and tax advisors.

Partner With a Texas Settlement Planning Team

Structured settlement planning can give plaintiff attorneys another tool to consider when resolving a case. Sage Settlement Consulting works alongside Texas plaintiff attorneys to evaluate structured settlement options, prepare payment projections, and coordinate the financial planning component of settlement.
Whether you are approaching mediation, negotiating a settlement, or preparing to finalize settlement documents, involving a settlement professional early can give you more time to evaluate potential structures and determine whether one fits your client's needs.

Discuss structured settlement services for attorneys in Texas with our professionals. Call (855) 288-7243 to get started.

See What clients Are Saying

    “I highly recommend Lance and will use him again on other structured settlements.”
    “

    I worked with Lance Harris for the first time in 2013. Lance and his assistant were fantastic. They made the [structured settlement] process very easy and provided me with all of the documentation I needed to get the petition for the minor's comp

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    - Marcus J. Bradley, Marlin & Saltzman
    “Simply said, I put my faith in Scott to do what is right for my clients.”
    “

    I have worked with Scott Freeman since the days my firm opened the doors over a decade ago. I trust Scott to ensure my clients' needs are always met both now and into the future. The most impressive thing with Scott is that he finds a way to keep in tou

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    - Kurt Arnold, Partner & Co-Founder, Arnold & Itkin LLP
    “Jennifer, you certainly have made your case that it is vital for me to have you at mediation to get the numbers that are best for my client”
    “

    You certainly have made your case that it is vital for me to have you at mediation to get the numbers that are best for my client. Thanks for all your hard work on this case.

    ”
    - Robert Molettiere, Moletteire & Torpy
    “Need the BEST? Look no further than Susan Gleason!”
    “

    Need the BEST? Look no further than Susan Gleason! She helped our family with an annuity settlement in a tremendous way! Her style, commitment, and interpersonal skills go unmatched!
     

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    - Paige W
    “With Mitch Kobil's help, I put together a financial plan that provided my three children with an ample amount of money to subsidize their entire college educations.”
    “

    From my perspective, structuring a portion of my fee out of the settlement proceeds of the case we worked together on several years ago was the smartest move I ever made. With Mitch Kobil's help, I put together a financial plan that provided my three ch

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    - Attorney Richard M. Kenny
    “They are ardent supporters of the plaintiff bar community, and we consider them an integral part of our team.”
    “

    They are ardent supporters of the plaintiff bar community, and we consider them an integral part of our team.

    ”
    - Brian Panish, Panish, Shea & Boyle, LLP | Los Angeles, CA
    “I would highly recommend Christina to anybody in need of an experienced settlement planner.”
    “

    Christina is a caring, hard-working, and knowledgeable professional. She is meticulous about the details to protect my clients' futures. I would highly recommend her to anybody in need of an experienced settlement planner.

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    - Mitchell Proner, Proner & Proner | New York City, NY
    “I wouldn't utilize a structured settlement as part of any global settlement for my client without first consulting George.”
    “

    Any time that I'm in need of a structured settlement proposal for one of my clients George Audi is my first call. George and his staff provide the needed information and settlement options in a prompt and professional manner. George is also a valuable s

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    - Lawrence M. Kelly, Luxenberg Garbett Kelly & George | New Castle, PA

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