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Joseph A. Di Gangi, CFP®, CSSC

Settlement Consultant

Settlement & Planning Expertise:

  • Thirty-two years of Financial Planning experience and 24 years of Settlement Planning experience.
  • Certified Financial Planner Designation combined with over 28 years of Complex Civil Claims Litigation experience as case negotiator, litigation supervisor and Structured Settlement Expert.
  • Instrumental in pioneering the comprehensive and holistic approach to settlement design planning for catastrophically injured plaintiffs.
  • Chosen Speaker for Settlement Negotiation Seminars throughout the country.
  • Expertise in most areas of settlement evaluation techniques including Economic Loss Evaluations, Medical Malpractice cases, Discrimination cases, NY 50-A, and 50-B cases, Kaiser Formula Evaluations, WC “Kelly” calculations and evaluations, negotiating strategy.
  • Development of ELANA Financial & Settlement Architects. Focused on solution training, education, and expertise at national franchise business model level.

Professional Employment Experience:

  • ELANA Financial & Settlement Architects, Easton PA
    President and Co-Founder, 2013 to Present
  • Elite Financial & Settlement Consulting, Inc., Easton, PA
    Owner /President, July 2010 - 2013
  • Millennium Settlements, Inc., Tallahassee, FL/Easton, PA
    President, July 2007-Nov 2009
    Vice President of Financial Services July 2006-July 2007
  • Everest Financial & Settlement Consulting LLC, Easton, PA
    Principal Member, April 2002-2010
  • Cambridge Galaher, New York, NY / Philadelphia, PA
    Assistant Vice President, February, 1999 – 2002.
  • Galaher Settlements, New York, NY
    Assistant Vice President, August 1991 to February 1999
  • Continental Insurance Company, Piscataway, NJ
    Senior Litigation Claims Examiner, December 1989 - August 1991
  • Supermarkets General Corporation, Woodbridge, NJ
    Liability Claims Supervisor, January 1988 – December 1989
  • Alexsis Risk Services, Lyndhurst, NJ
    Litigation Claims Manager, April 1986 – January 1988
  • Liberty Mutual Insurance Company, Saddlebrook, NJ
    Liability Claims Adjuster, November 1984 – March 1986
  • First Investor’s Corp., Wall Street, NYC May 1983- June 1986; Registered Rep. Exam Instructor.

Professional Licenses & Designations:

  • Certified Financial Planner™ (CFP®)
  • Certified Structured Settlement Consultant (CSSC)
  • Securities Licensed (FINRA), Series 6, 7, & 63 (1983-2014)
  • Life & Health Insurance License- Multiple State Registrations


  • National Structured Settlements Trade Association (NSSTA)- 1991 to Present
  • Member of Legislation and Regulation Committee 2009 - Present


  • BS, Business Administration & Finance, Bloomsburg University, Bloomsburg, PA, 1983
  • Certified Financial Planner (CFP), College Of Financial Planning, Denver Co. 1991
  • NSSTA Certified Structured Settlement Consultant, University of Notre Dame, 1999